Home Loans

  • homeloans_iconGet an instant quote by applying online
  • Low Competitive Intrest Rates


  • refinance_iconSave Money
  • Get Lower Payments
  • Longer Terms


Reverse Mortgage

  • reverse_mortgageTurn value of your home into cash.
  • Find out how much cash you could get.

FHA Loans

  • Purchase a Home
  • Remodel Your Home
  • Make Home Repairs
  • More Affordable Rates
Welcome to GEM Mortgage
Apply For A loan Welcome to the GEM Mortgage website. If you are a first-time homebuyer or an experienced investor, we have a full line of real estate loan programs to meet your needs. GEM Mortgage is a California based direct lender (established in 1987). We succeed by eliminating the "middle man" and giving you the advantage of lower interest rates and lower closing costs.

Our team of trusted loan professional fund over $2 billion a year in home loans and they are ready to put their knowledge of the mortgage industry to work for you. Please contact us at 1-866-991-4019 or >>Apply for a loan!<<

Licensed by the Department of Corporations under the California Residential Mortgage Lending Act:
Licence information:  DOC/CFL: 813- G169
Branch NMLS# 150418